Bring FDIC-insured checking accounts and debit issuance to communities without branches—via kiosk networks powered by your institution.
Why OuterBanx®?
A simple, proven model for branchless banking expansion.
ITM kiosks installed at merchant partners in underserved communities.
Customers open accounts & are provided an instant issue debit card—no smartphone or branch required.
Financial institution sponsors FDIC-insured DDA accounts while OuterBanx® manages hardware, UI and onboarding.
Expand into new segments without retail overhead while earning interchange and account revenue.
Fee-based structure — We monetize transaction and convenience fees; bank earns interchange and account revenue
APIs, KYC, card issuing workflows built in partnership with MSL, the 2nd largest processor in the US
Compliance ready — OuterBanx® performs but partner bank retains control of underwriting, KYC/AML and audit processes
Ready to deploy with proven demand and clear path to profitability.
LOIs across multiple states with hundreds more in pipeline
Built by fintech experts, with experienced tech and customer acquisition team
What we're looking for in a banking partnership.
Sponsor FDIC-insured deposit accounts with full regulatory compliance.
Instant issue debit cards printed on-site via our terminal technology.
Collaborate on KYC/AML, merchant rollout and seamless API integration.
We'd love to connect—no heavy proposal required.